How FintechPerks verifies offers
We verify offer facts against the provider's official terms, keep a visible check date, and hold unresolved claims for review. "Verified" means the source was checked, not that every reader qualifies or a reward is guaranteed.
What sources count?
Provider offer pages, legal terms, fee schedules and help pages supply offer facts. Regulator sources explain protections and risks. Search snippets and competitor summaries are discovery tools, not evidence for an amount, deadline or eligibility rule.
What happens when sources disagree?
We do not average conflicting numbers or silently pick the larger reward. For this edition, SoFi's two official pages agree on bonus tiers but disagree on an APY. No APY is quoted. We also identify who each referral page addresses so a customer benefit is not confused with an inviter's reward.
What gets recorded?
Each offer table records the benefit, eligible customer, action, timing, fees, source and check date. The first history entry is the observation made today. We do not reconstruct old offer history from memory or treat a search miss as proof that no offer exists.
How often are offers checked?
This edition was checked on 3 October 2026. No automatic weekly or monthly verification service is operating yet. Until a future update is completed, readers should compare the visible check date with the provider's current terms.
What happens to affiliate links?
Only owner-approved links from the links registry can be used. Pending or absent entries use plain official source links. Compensation must be disclosed and must not determine the facts or ranking.
How should readers use a page?
Read the exact offer shown to you before moving payroll, transferring money or trading. Account-specific and regional terms can differ. Our page helps locate the important conditions; the provider decides eligibility.
Official sources
- SoFi offer terms · checked 3 October 2026
- Chime program · checked 3 October 2026
- Chime troubleshooting · checked 3 October 2026